Insurance

Health, Life, and Long Term Disability Insurance
Health, Life, and Long Term Disability Insurance is available for all residents free of charge.  Medical and dental insurance for beneficiaries is available, at a cost to the resident, through payroll deduction.  Life insurance coverage will be according to the institution's policy.  During a leave of absence without pay, health insurance may be continued. It is the sole responsibility of the resident to ensure that continuance of coverage is maintained.

Short-Term Disability Insurance

Short-Term Disability Insurance is available with a premium charge to the resident.  This coverage allows for 60% of the resident's salary up to a maximum of 13 weeks.  Workers compensation insurance coverage is provided by the institution.

Professional Liability Insurance

Professional Liability Insurance coverage is provided at Morehouse School of Medicine and its clinical affiliates and is at no cost to the resident.  This coverage is only for clinical duties performed within the resident program and does not cover moonlighting.

Outside professional activities

Outside professional activities (moonlighting) are not encouraged and each resident requesting entry shall be evaluated according to the level of progress in the program and their training responsibilities.  The decision to allow the resident to engage in outside professional activities rests with the residency training director.  It must be understood that professional liability coverage provided by MSM does not cover non-MSM activities.